| | A.M. BEST COMPANY INC. |
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| Ambest Rd. Oldwick, NJ 08858 phone: 908-439-2200 Web: http://www.ambest.com Rating organization and publisher of reference books and periodicals relating to the insurance industry.
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| | FITCH CREDIT RATING COMPANY |
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| One State St. Plaza New York , NY 10004 phone: 212-908-0500 or 800-75Fitch fax: 212-480-4435 Web: http://www.fitchratings.com/ Assigns claims-paying ability ratings to insurance companies.
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| | MOODY'S INVESTORS SERVICE |
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| 99 Church St. New York, NY 10007 phone: 212-553-1658 Web: http://www.moodys.com Global credit analysis and financial information firm.
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| | STANDARD AND POOR'S RATING GROUP |
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| 55 Water St. New York, NY 10041 phone: 212-438-1000 Web: http://www.standardandpoors.com Monitors the credit quality of bonds and other financial instruments of corporations, governments and supranational entities.
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| | THE STREET.COM RATINGS |
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| 15430 Endeavour Dr. Jupiter, FL 33478 phone: 561-354-4400 Web: http://www.thestreetratings.com/ Evaluates the financial strength of life, health, and annuity insurers, property and casualty insurers, HMOs, Blue Cross Blue Shield plans, banks, and savings and loans.
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